What does everyone get for insurance?

[sledneck_03]

Just got a quote, full comprehensive, replacement on my 14 pro $670. Get full price first two years back then i dont know how much it goes down in the case of full write off or theft Been lucky in the past, but was always on used sleds. Thinking i need this incase of theft at least.

 

[SIRsleeper]

Does that include collision? I paid $197 for a 99 RMK 700 for full comprehensive and liability last year, just upgraded to an 06 m7 big bore that's registered as a 900cc and my broker didn't mention a rate increase as of yet, i don't put collision on anything!

 

[CUSO]

Check td insurance.
$212 for a 13' skidoo xm. 500 deduct able. No collision.

If you need collision I believe it was $470

 

[sledneck_03]

Does that include collision? I paid $197 for a 99 RMK 700 for full comprehensive and liability last year, just upgraded to an 06 m7 big bore that's registered as a 900cc and my broker didn't mention a rate increase as of yet, i don't put collision on anything!

Yah, million liability, also coverage if damaged in trailer from car accident. Probably over kill. Just really want theft.

 

[Dragonalain]

Looking for fire and theft at oh let's say $25000 call a few companies and they only insure up to 15g. which insurance company will insure for an appraised value ?


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[j335]

TD as well, but I get a special discount....

~$150/yr for a 12' Polaris Pro RMK 800. $500 deductable and no collision (basic theft, fire, $1MM liability)

$110/yr for a 08' Skidoo Summit 800. $500 deductable. No collision (basic theft, fire, $1MM liability)

 

[maxwell]

650$ through td for my 2014 xm. full coverage. i dont have an auto policy since i have a company vehicle so it makes it more expensive.

 

[Trashy]

Just shy of $240/year. 2010 Dragon 800 full coverage including collision and full replacement, 500 deductible, 1.3 million liability

 

[CUSO]

hmmmm....

Full replacement rider? even after 24 months??

You forgot to mention this insurance company.

Just shy of $240/year. 2010 Dragon 800 full coverage including collision and full replacement, 500 deductible, 1.3 million liability

 

[Trashy]

hmmmm....

Full replacement rider? even after 24 months??

You forgot to mention this insurance company.

I have full replacement on everything insured.

State Farm

Sent by my thumbs

 

[Trashy]

I should mention that I have been with State Farm since 1993


Sent by my thumbs

 

[SIRsleeper]

I am also with State Farm, possible my rates go down on the sled since my last ticket is off the books now.

 

[gibsons]

Yup that sounds about right, The same thing I got back in 08, full replacement for the first two years then it goes pretty much by book rate. The funny thing is they will allow you to insure it for what ever you want so if you insure your lets say 8000.00 sled for 10,000.00 and write it off guess what you get? Unless you can prove its value, But if you under value your sled and insure it for6000.00 and value is 7 or 8000.00 they will only give you what you insured it for. Complete B.S but I guess either know the value or insure it a little high.

Just got a quote, full comprehensive, replacement on my 14 pro $670. Get full price first two years back then i dont know how much it goes down in the case of full write off or theft Been lucky in the past, but was always on used sleds. Thinking i need this incase of theft at least.

 

[Trashy]

I am also with State Farm, possible my rates go down on the sled since my last ticket is off the books now.

No tickets with state farm, makes a huge difference. I have had one ticket in 14 years, and I really don't think that any other insurance company can touch the rates I get. Also having everything insured with them under a "umbrella" (multi vehicle) policy, is another good way to go.

 

[sledneck_03]

Check td insurance.
$212 for a 13' skidoo xm. 500 deduct able. No collision.

If you need collision I believe it was $470

Thats decent. Oasis is $320 for theft/fire no collision. I may call them tomorrow.

 

[sledneck_03]

Thats decent. Oasis is $320 for theft/fire no collision. I may call them tomorrow.

Just called nothing for td in sask. Has to go through sgi so our f*cking crowns screw us again! Oasis seems to be the only option.

 

[Blecter]

I think the first year on my '13 XM was $500 and change for comp/fire/theft/avy/1 mil liability/etc. No collision since it's my toy and I like repairing it myself! With collision was $800 and change.

I'd have to look at my papers, but I think it dropped in half this year, or at least significantly. It's wrapped in with my truck/02 Renegade insurance, so I didn't really look at the individual pricing when the new statement came. That pricing is a little higher than others, but I'm still a youngin', so I'm a "risk" haha. No tickets here though.

 

[ferniesnow]

Just called nothing for td in sask. Has to go through sgi so our f*cking crowns screw us again! Oasis seems to be the only option.

I have learned to seriously read the fine print with Oasis......:d

 

[sledneck_03]

I have learned to seriously read the fine print with Oasis......:d

How so? Theft is theft. More worried about that being if its stolen its gone. Collision im not worried, i can fix it my self.