Turbo Sled insurance.

[Diamondledinc]

Hey everyone! just a quick question about brokers.

Who do you go through for your insurance needs? Trying to insure my turbo this winter again and aviva won't insure me. They said i could get coverage through Nordic, but i'm looking at 1500-2000 for the year.


Thanks!

Evan.

 

[neilsleder]

Just forget to mention there's a turbo on it.


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[007sevens]

I insured mine for a lot right after I built it. I think now it was just a waste of money. My biggest concern was if somebody would steal it but its Polaris so not really many thieves look at it.

 

[catalac]

I never had an issue insuring a 14rmk turbo, just make sure you keep receipts and take pictures of the sled / add ons so if stolen you can prove what was on it, went through this last year with stolen rzr's insurance needed accessories receipts.

 

[SnowJunkie82]

Both of my turbo sleds are insured through Co-operators. Gave them copies of the receipts of the add ons and pay $450/year for full coverage.

 

[iceman5689]

Why does the insurance company have to know you have a turbo anyways? I mean as they state, any engine modifications. Aftermarket pipe and can would be considered engine mod no? Don't see the point in trying to insure a turbo system and not just the sled itself. Someone may clarify this.

 

[catalac]

Why does the insurance company have to know you have a turbo anyways? I mean as they state, any engine modifications. Aftermarket pipe and can would be considered engine mod no? Don't see the point in trying to insure a turbo system and not just the sled itself. Someone may clarify this.

Well I insured mine with disclosure of the turbo so if stolen I got the $8000 back the turbo cost and if it burned to the ground and investigators determined turbo was to blame I had coverage for the $25000 I had in the sled rather than getting zero.

 

[iceman5689]

Well I insured mine with disclosure of the turbo so if stolen I got the $8000 back the turbo cost and if it burned to the ground and investigators determined turbo was to blame I had coverage for the $25000 I had in the sled rather than getting zero.

That makes total sense, complete loss would be hard pill to swallow. But those who 800-1000 to insure a turbo sled are out to lunch if you ask me. But if she's burnt up how can investigator determine the turbo was at fault?

 

[summit889]

$600 a year on $40,000 appraisal value. Full replacement. Through co operators

 

[catalac]

That makes total sense, complete loss would be hard pill to swallow. But those who 800-1000 to insure a turbo sled are out to lunch if you ask me. But if she's burnt up how can investigator determine the turbo was at fault?

Mine was $430.