will be the same interest as a credit card the set up is the same as a mortgage the penalty for early pay off is upfront in set up fee an open short term mortgage with bank is better bet these equity guys will sell your loan to an investor
check the top of your piston if you have a wrist pin bearing gone you may have put a dent in it when it was hot it will run good for a while then let go you can see it through spark plug hole or by removing y pipe