trying to get financing for my 2022 snocheck, with a $5k downpayment these guys are quoting between 14 and 26% rates on roughly $13k. Is anyone else as choked as me at these ripoff numbers? How did credit card rates become the new norm for financing chit that was 6-8% a decade ago? My own bank is quoting just under 20% (but wont actually say what the rate is when pressed). Are there any better options out there?