Best insurance company?????

kingcat162

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Just wondering which insurance company would be best for a heavily modified turbo xm 174 -30 grand dumped into it and really don't want to hear the word "depreciation" - I could reach through the phone and choke someone ffs
 

maierch

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Just wondering which insurance company would be best for a heavily modified turbo xm 174 -30 grand dumped into it and really don't want to hear the word "depreciation" - I could reach through the phone and choke someone ffs

You need to find insurance that will provide an SEF 19a Valued Automobile Endorsement. Which will allow you to specify an appraised replacement value on the policy which is what will be paid in the event of a loss. The only problem is finding an accredited appraiser to provide a certified appraisal on a snowmobile. If you do let me know because I'd like to talk to him as well.
 

bendy

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You need to find insurance that will provide an SEF 19a Valued Automobile Endorsement. Which will allow you to specify an appraised replacement value on the policy which is what will be paid in the event of a loss. The only problem is finding an accredited appraiser to provide a certified appraisal on a snowmobile. If you do let me know because I'd like to talk to him as well.

Yes please. X3!
 

mountainsledmania

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im gunna go out on a limb here and say none of them will replace all your aftermarket goodies.... so it would be wise to purchase the sled back in the event u have a wreck and just take it all off. and part it out.
 

maierch

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im gunna go out on a limb here and say none of them will replace all your aftermarket goodies.... so it would be wise to purchase the sled back in the event u have a wreck and just take it all off. and part it out.

That’s the whole point of getting the endorsement certified by an appraisal it locks in the value of the vehicle and that amount is paid on a loss. The premiums for this type of policy are higher than conventional premiums but it guarantees the value of your vehicle.
 
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